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UNIFI Lending Ltd. Privacy Policy & Terms of Use

Last Updated: June 6, 2025
Effective: www.Unifi-Lending.com and all related services


1. Our Commitment to Your Privacy

UNIFI Lending was founded on principles of transparency, integrity, and delivering exceptional mortgage services at competitive rates. We are deeply committed to protecting your personal information and maintaining the highest standards of data security. While we implement industry-leading protections, please note that no Internet transmission can be guaranteed 100% secure. You submit information at your own risk, though we employ rigorous safeguards once received.


2. Information Collection

2.1 Personal Information You Provide

We collect information necessary for mortgage services, including:

  • Identification: Full name, date of birth, government-issued ID
  • Contact Details: Address, email, phone numbers
  • Financial Information: Income, employment details, credit history, banking information
  • Property Details: Information about properties you own or wish to finance


2.2 Automated Data Collection

We use technologies to enhance our services:

  • Cookies & Tracking: Session and persistent cookies for functionality and analytics
  • Google Analytics: To understand site usage patterns (anonymous aggregated data)
  • Ad Tracking: Remarketing cookies (never tied to personal identifiers)

3. How We Use Your Information
PurposeData UsedLegal Basis
Mortgage application processingAll submitted personal/financial dataContractual necessity
Credit assessment & lender matchingCredit history, income verificationLegitimate interest
Regulatory compliance (FINTRAC/PIPA)Full application detailsLegal obligation
Service improvementsAggregated usage analyticsLegitimate business interest
Marketing communications Contact informationConsent


4. Information Sharing

We only share information as necessary with:

  • Lenders & Financial Institutions: To secure mortgage approvals
  • Credit Bureaus: For credit verification (Equifax, TransUnion)
  • Service Providers: Such as realtors, appraisers, insurance brokers, lawyers etc. They may contact you to offer you services or we may reach out to you on their behalf. 
  • Regulators: When required by law (FINTRAC reporting)


We never sell your personal information to third parties.


5. Your Rights & Choices

You have the right to:

  • Access and review your personal information
  • Request correction of inaccurate data
  • Withdraw consent for marketing communications
  • Request deletion of data (subject to legal retention requirements)


6. Terms of Use

6.1 Service Description

UNIFI provides mortgage brokerage services, connecting borrowers with lenders. We are not a direct lender.


6.2 Information Accuracy

All information on www.unifi-lending.com (including rates, terms, and product details) is:

  • Subject to change without notice
  • For general informational purposes only
  • Not guaranteed until formally approved by lenders

You must consult with a UNIFI broker for current, binding mortgage information.


6.3 User Responsibilities

You agree to:

  • Provide accurate, complete information
  • Maintain confidentiality of account credentials
  • Use services only for lawful purposes


6.4 Limitation of Liability

UNIFI is not liable for:

  • Lender decisions or terms
  • Third-party actions
  • Internet transmission errors
  • Unauthorized account access resulting from your failure to protect credentials


7. Policy Changes

We may update this policy periodically. Material changes will be communicated via:

  • Website notices
  • Email notifications (for active clients)
  • Account alerts

Your continued use of services constitutes acceptance of updates.


8. Contact Information

Unifi Lending Ltd.
11823 114 Ave NW #201
Edmonton, AB T5G 2Y6
Info@unifi-lending.com